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500 North Santa Fe,
Visalia, CA 93292
45 East River Park Place West, Suite 605, Fresno, CA 93720

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BMI - California Citrus Packinghouse Program

Since 1916, Buckman-Mitchell has been protecting the needs of Central Valley farmers. As one of the largest agencies specializing in Agribusiness, let us put our experience to work for you.

Package Program features include:

  • Packinghouse Program has been in place since 1986
  • Safety Dividend Program in place. Chance for members to participate in a safety group where good group loss ratio can result in nice dividend checks returned back to the packinghouse.
  • Earthquake & Flood covered for your stock (citrus) up to a sub-limit of coverage.
  • Third party Ammonia Contamination-Bodily Injury/Property Damage. Covers if public is exposed to ammonia leak at your facility.
  • General liability rated on your packinghouse revenue (total pack charges); not gross sales
  • Stock values at Market Value (not ACV). Market value pays the price of the fruit at the time of the loss. This can avoid headaches at time of adjusting the claim.
  • Stock is covered on a monthly stock report that you supply, which allows you to have high limits of insurance but only pay on the lower average monthly stock value you have.
  • Mobile equipment (field forklifts, tractors, bins) are all covered on a blanket unscheduled limit of insurance. This provides added protection for acquisition of newly acquired mobile equipment that is accidentally not reported to us. Coverage form is Replacement Cost (new for old).
  • Coverage for a sub-limit of Refrigeration Interruption damage and Chemical Injury due to fruit damage (wax too hot/ chemical residue on the conveyor belt, etc.)
  • Sub-limit of Warehouseman's Legal Liability coverage for your packinghouse (in case of human error and subsequent damage to your grower's fruit).

In 2011, Buckman-Mitchell developed a Workers' Compensation program with Crum & Forster Insurance (A.M. Best Rating A - Excellent) to provide a program that is also tailored to the specific needs of our citrus packinghouse clients in California.

Some of the key benefits in our Worker's Compensation program are:

  • Crum & Forster insures only agribusiness.
  • Crum & Forster has bilingual (English and Spanish) claim adjusters.
  • Ronda Swanson, our Claims Manager, has over 20 years of experience in occupational medicine and has been overseeing our packinghouse accounts since 2000.
  • We have an in-staff loss control company (BRC) that we work with to help with any loss control services you many need.
  • Unit Stat review before submission to WCIRB for Ex Mod promulgation.

For a Quote or More Information Contact:
Todd Williams, CIC, AFIS
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